The liability coverage that is offered by the Brookhaven Auto Insurance is classified into Body Injury or Property Damage. For the property damage the insured driver is held responsible. The coverage that is available in an Auto Insurance varies with various jurisdictions. The consumers have to select a policy with minimum coverage. However, the insured can always increase the coverage for an additional charge or premium. These changes in the liability coverage should be done before a loss or damage. The kind of claims is also different at various levels of jurisdiction.
 
Let us look at a scenario where a person is responsible for property damage. If a person damages the pipelines in a street, this person is liable to pay the cost of the pipeline in certain jurisdictions and in some jurisdictions this person is liable for the loss of service due to the damage. There is also liability coverage available either as a combined single limit or a split limit policy. The combined single limit combines both liabilities on property damage as well as physical injuries under one single limit.
 
The Split limit liability is that where the property damage coverage is split from physical injury coverage. The payments for injuries will be paid separately and the payments for property damage are paid separately. The Brookhaven Auto Insurance can set limits for such damages or injuries separately. The coverage is also split into maximum payment per person or maximum payment per accident. One has to go through the clauses carefully for better understanding.